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Q83·GS Paper 1 · Prelims 2014

Foreign Exchange Reserves Composition

EconomyInternational Economics and RBIFactual singleMediumStatic

Question

Which one of the following groups of items is included in India's foreign-exchange reserves?

Options

a

Foreign-currency assets, Special Drawing Rights (SDRs) and loans from foreign countries

b

Foreign-currency assets, gold holdings of the RBI and SDRs

Answer
c

Foreign-currency assets, loans from the World Bank and SDRs

d

Foreign-currency assets, gold holdings of the RBI and loans from the World Bank

Explanation

India's foreign-exchange reserves comprise three main components: (1) Foreign-currency assets (primarily US dollars and other convertible currencies), (2) Gold holdings of the RBI, and (3) Special Drawing Rights (SDRs) allocated by the IMF. These are liquid assets that the RBI can use to manage the balance of payments and support the rupee. Loans from foreign countries or the World Bank are liabilities, not reserves. Option (a) incorrectly includes loans as reserves. Options (c) and (d) also incorrectly include loans. Only option (b) correctly identifies the three legitimate components of foreign-exchange reserves.

FX Reserves = Foreign Currency + Gold + SDRs (liquid assets only)

Answer: (b).

Question details

Year

2014

Paper

GS Paper 1

Question

Q83

Subject

Economy

Sub-topic

International Economics and RBI

Type

Factual single

Difficulty

Medium

Nature

Static

Source hint

RBI - Foreign Exchange Reserves

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