Government Schemes and Financial Inclusion

The Pradhan Mantri Jan-Dhan Yojana, launched in August 2014, is explicitly designed to promote financial inclusion by providing basic banking services to all citizens, especially the unbanked and underbanked population. Option (a) refers to housing loans, which is not the primary objective. Option (b) focuses on women's self-help groups, which is a narrower scope than the scheme's actual purpose. Option (d) mentions financial help but is too vague—the scheme promotes access to banking services, not direct financial assistance. > Jan-Dhan Yojana = Zero-balance bank accounts for all citizens, ensuring universal financial inclusion. Answer: (c).