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Q65·GS Paper 1 · Prelims 2015

Basel III banking accord

EconomyFinancial regulation and bankingFactual singleMediumCurrent-affairs-linked

Question

'Basel III Accord' or simply 'Basel III', often seen in the news, seeks to

Options

a

develop national strategies for the conservation and sustainable use of biological diversity

b

improve banking sector's ability to deal with financial and economic stress and improve risk management

Answer
c

reduce the greenhouse gas emissions but places a heavier burden on developed countries

d

transfer technology from developed countries to poor countries to enable them to replace the use of chlorofluorocarbons in refrigeration with harmless chemicals

Explanation

Basel III is an international regulatory framework designed to strengthen banking sector stability by improving its ability to absorb financial and economic shocks. It increases bank capital requirements, improves risk management, and enhances liquidity standards. Option (a) refers to the Convention on Biological Diversity, option (c) relates to climate change protocols, and option (d) relates to the Montreal Protocol on ozone-depleting substances. > Basel III regulations focus on capital adequacy, liquidity, and leverage ratios to prevent banking crises.

Question details

Year

2015

Paper

GS Paper 1

Question

Q65

Subject

Economy

Sub-topic

Financial regulation and banking

Type

Factual single

Difficulty

Medium

Nature

Current-affairs-linked

Source hint

Financial regulations and international banking standards

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