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Q76·GS Paper 1 · Prelims 2016

Atal Pension Yojana

EconomyGovernment pension and social security schemesStatement-basedMediumStatic

Question

Regarding 'Atal Pension Yojana', which of the following statements is/are correct?

1It is a minimum guaranteed pension scheme mainly targeted at unorganized sector workers.
2Only one member of a family can join the scheme.
3Same amount of pension is guaranteed for the spouse for life after subscriber's death.

Select the correct answer using the code given below.

  1. 1.

    It is a minimum guaranteed pension scheme mainly targeted at unorganized sector workers

  2. 2.

    Only one member of a family can join the scheme

  3. 3.

    Same amount of pension is guaranteed for the spouse for life after subscriber's death

Options

a

1 only

b

2 and 3 only

c

1 and 3 only

Answer
d

1, 2 and 3

Explanation

Atal Pension Yojana (APY) was launched in May 2015 to provide old-age social security for unorganized sector workers. Statement 1 is correct—it is a minimum guaranteed pension scheme targeting the unorganized sector. Statement 3 is correct—upon the subscriber's death, the same pension amount is provided to the spouse for life. Statement 2 is incorrect—multiple members of the same family can join APY; there is no restriction limiting one member per family. Multiple family members can each contribute and receive individual pensions under the scheme. > APY offers guaranteed pensions to unorganized workers and spousal benefits; multiple family members can enroll. Answer: (c).

Question details

Year

2016

Paper

GS Paper 1

Question

Q76

Subject

Economy

Sub-topic

Government pension and social security schemes

Type

Statement-based

Difficulty

Medium

Nature

Static

Source hint

Government schemes 2015

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