Financial inclusion schemes — Jan Dhan, PM SVANidhi, Mudra

This topic appears frequently in UPSC Prelims as direct factual questions on scheme objectives, eligibility, and launch dates. Examiners test specific details like target beneficiaries, loan limits, and implementing agencies. Common mistakes include confusing scheme features (e.g., Jan Dhan's zero-balance vs. Mudra's loan amounts) and mixing up launch years. Focus on distinguishing features and key statistics of each scheme.