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Q62·CSAT · Prelims 2023

Financialization of household savings - solutions implied

Reading Comp.Economy passageRC - Corollary inferenceMedium

Question

Regarding the financialization of household savings, which of the following statements best reflect the solutions that are implied by the passage?

1A flexible environment is needed to develop solutions.
2Households need customised solutions.
3Innovations in financial technology are required.

Options

a

1 and 2 only

Answer
b

2 and 3 only

c

1 and 3 only

d

1, 2 and 3

Explanation

Analyze the structural hurdles listed in the text to determine the implied solutions: the barriers include "onerous bureaucracy" (which implies a need for a flexible environment, validating Statement 1) and "a lack of basic information about which... is best for each family" (which implies a need for family-specific or customized solutions, validating Statement 2). Statement 3 explicitly prescribes "innovations in financial technology" (FinTech). While real-world intuitive, the passage focuses purely on informational, structural, and bureaucratic changes, making no mention of digital or technological tools. Thus, only 1 and 2 are supported.

For solution-oriented items, map the options as exact logical opposites of the explicit barriers listed in the passage.

Answer: (a).

Question details

Year

2023

Paper

CSAT

Question

Q62

Section

Reading Comprehension

Sub-topic

Economy passage

Type

RC - Corollary inference

Difficulty

Medium

Source hint

Passage-based comprehension

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