ATM Network Linking Organization

The National Payments Corporation of India (NPCI) is the organization that links all ATMs in India through the National Financial Switch (NFS). NPCI is a private limited company established by RBI and IDRBT to facilitate electronic payments in India. The Indian Banks' Association is a representative body; NSDL deals with securities; while RBI is the central bank that oversees the system but does not directly operate the ATM network. NPCI operates the unified payment systems including ATM networks, UPI, AADHAR payments, and other retail payment services. > NPCI: The backbone of India's ATM network and digital payment infrastructure. Answer: c