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Q10·GS Paper 1 · Prelims 2022

Components of government borrowing and internal debt

EconomyFiscal Policy, Taxation & BudgetStatement-basedMediumStatic

Question

With reference to the Indian economy, consider the following statements: Which of the above statements is/are correct?

  1. 1.

    A share of the household financial savings goes towards government borrowings.

  2. 2.

    Dated securities issued at market-related rates in auctions form a large component of internal debt.

Options

a

1 only

b

2 only

c

Both 1 and 2

Answer
d

Neither 1 nor 2

Explanation

Both statements are correct. A massive chunk of household financial savings (channeled via bank deposits, provident funds, and insurance companies) is statutorily invested in government securities to fund state borrowings. Furthermore, dated securities (long-term government bonds auctioned by the RBI) constitute the overwhelmingly largest component of India's internal public debt.

Government deficits are largely financed by tapping into domestic household savings through the mandatory purchase of dated securities by banks and provident funds.

Answer: (c).

Question details

Year

2022

Paper

GS Paper 1

Question

Q10

Subject

Economy

Sub-topic

Fiscal Policy, Taxation & Budget

Type

Statement-based

Difficulty

Medium

Nature

Static

Source hint

Economic Survey 2021-22 / Public Debt Components

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