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Q63·GS Paper 1 · Prelims 2022

Regulation and examples of credit rating agencies in India

EconomyFinancial Markets & InstrumentsStatement-basedMediumStatic

Question

Consider the following statements: Which of the statements given above are correct?

  1. 1.

    In India, credit rating agencies are regulated by Reserve Bank of India.

  2. 2.

    The rating agency popularly known as ICRA is a public limited company.

  3. 3.

    Brickwork Ratings is an Indian credit rating agency.

Options

a

1 and 2 only

b

2 and 3 only

Answer
c

1 and 3 only

d

1, 2 and 3

Explanation

Statement 1 is incorrect; Credit Rating Agencies in India (like CRISIL, ICRA, CARE) are regulated by the Securities and Exchange Board of India (SEBI), not the RBI. Statements 2 and 3 are correct; ICRA (originally Investment Information and Credit Rating Agency) is a public limited company (majority-owned by Moody's), and Brickwork Ratings is a SEBI-registered domestic Indian credit rating agency.

Financial market intermediaries and rating agencies fall strictly under the regulatory umbrella of SEBI, while banking and monetary systems belong to the RBI.

Answer: (b).

Question details

Year

2022

Paper

GS Paper 1

Question

Q63

Subject

Economy

Sub-topic

Financial Markets & Instruments

Type

Statement-based

Difficulty

Medium

Nature

Static

Source hint

SEBI Credit Rating Agencies Regulations 1999

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