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Q2·GS Paper 1 · Prelims 2025

Reserve Bank of India - Income Sources

EconomyBanking & RBIStatement-basedMediumStatic

Question

Which of the following are the sources of income for the Reserve Bank of India?

  1. 1.

    Buying and selling Government bonds

  2. 2.

    Buying and selling foreign currency

  3. 3.

    Pension fund management

  4. 4.

    Lending to private companies

  5. 5.

    Printing and distributing currency notes

Options

a

I and II only

Answer
b

II, III and IV

c

I, III, IV and V

d

I, II and V

Explanation

Statements I and II are correct. Statements III, IV, and V are incorrect.

RBI earns interest from holding and trading Government bonds (Open Market Operations) and from foreign currency assets. It does not manage pension funds (PFRDA does) or lend directly to private companies. Printing currency is an expense, not a direct income source.

Central banks earn primarily through interest on sovereign bonds and foreign exchange reserves.

Answer: (a).

Question details

Year

2025

Paper

GS Paper 1

Question

Q2

Subject

Economy

Sub-topic

Banking & RBI

Type

Statement-based

Difficulty

Medium

Nature

Static

Source hint

RBI Act 1934

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