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Q53·GS Paper 1 · Prelims 2026

RBI Financial Inclusion Index

EconomyBanking & RBIFactual singleEasyStatic

Question

Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index (FI-Index) of the Reserve Bank of India (RBI)?

Options

a

Credit access, Insurance depth, and Pension coverage

b

Banking access, GDP contribution, and Financial literacy

c

Access, Usage, and Quality

Answer
d

Access, Affordability, and Transparency

Explanation

The correct answer is (c). The Reserve Bank of India constructs its annual comprehensive Financial Inclusion Index (FI-Index) by capturing data across three foundational sub-indices : Access (accounting for a 35% weight), Usage (accounting for a 45% weight), and Quality (accounting for a 20% weight). These dimensions aggregate multiple variables to assess the reach, consumption, and structural quality of the domestic financial ecosystem.

Question details

Year

2026

Paper

GS Paper 1

Question

Q53

Subject

Economy

Sub-topic

Banking & RBI

Type

Factual single

Difficulty

Easy

Nature

Static

Source hint

Reserve Bank of India FI-Index Releases / Economic Survey

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