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Q14·GS Paper 1 · Prelims 2021

WaterCredit Microfinance Model for Water and Sanitation

EnvironmentEnvironmental Law & InstitutionsStatement-basedHardCurrent-affairs-linked

Question

With reference to 'WaterCredit', consider the following statements:

  1. 1.

    It puts microfinance tools to work in the water and sanitation sector.

  2. 2.

    It is a global initiative launched under the aegis of the World Health Organization and the World Bank.

  3. 3.

    It aims to enable the poor people to meet their water needs without depending on subsidies.

Options

a

1 and 2 only

b

2 and 3 only

c

1 and 3 only

Answer
d

1, 2 and 3

Explanation

Statement 1 is correct as WaterCredit applies small, affordable loans to safe water and sanitation access solutions. Statement 2 is incorrect because it is a global initiative launched by the NGO Water.org (founded by Gary White and Matt Damon), not the WHO or World Bank. Statement 3 is correct because the model shifts empowerment from commercial subsidies to credit-led financial sustainability for the impoverished. > WaterCredit leverages market-based microfinance channels instead of state charity to improve local sanitation infrastructure. Answer: (c).

Question details

Year

2021

Paper

GS Paper 1

Question

Q14

Subject

Environment

Sub-topic

Environmental Law & Institutions

Type

Statement-based

Difficulty

Hard

Nature

Current-affairs-linked

Source hint

Water.org global initiative

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